PINK GLOVE DANCE 11/30/2009
A fun and wonderful way for Breast Cancer AWARENESS. Enjoy! The "Little Guy" Syndrome 11/21/2009
 Network Marketing or Multi-Level Marketing (MLM) has been a part of the economic fabric for more than half a century. It has long since proven to be the single most effective means of individual wealth accumulation and company product distribution ever devised. So, why is it that this industry has demonstrated the worst percentage of positive results (as measured by the success or failure of the majority of participants)? Indeed, the drop-out rate has been so high that not only has the entire MLM industry been adversely affected, but the concept itself has been severely scrutinized. Many companies have failed to provide an equal chance for every participant to reach their full potential. The big organization builders in the industry recruit the “little guy” endlessly to grow, or just to sustain the size of their organizations. The “little guy” can’t compete with the big advertising budgets, the organizational skills or the numerous contacts of the big builder, so he drops out. The people who were brought in by the first “little guy” rolled up to their up-line. The net effect is that the upline’s checks and advertising budget get bigger, and the “little guy” loses his dream. The “little guy” always suffers the most and usually ends up with a net loss. As a direct consequence, many people who once embraced the MLM concept have come to regard the industry with a measure of skepticism and disdain. Why is this so? Isn't MLM reputed to have created more millionaires than any other industry in the last half century? This may be true, but the "Great Successes" are limited to a mere 3-5% of all participants. Another 5-10% has enjoyed a measured degree of success, but the great majority has endured a net loss in income, not to mention all of their valuable time, dashed hopes and unfulfilled dreams. One must always remember though that in any network marketing company our success is truly based on the effort we are willing to give it and the time we are willing to endure AND that if we don't give up, we will not fail as the numbers do not lie. It is just that it takes time to get to the level where the residual income will provide for a substantial living and most people are not willing to give it the time and effort needed and therefore they now think that network marketing doesn't work. When in fact, it does work! Although we all started out as the "little guy," there is nowhere that it states we can not and will not become one of the "BIG GUYS" in the industry. Yes, some of us lose money trying to build a business in network marketing, but then again many of us have lost money building a brick and mortar business with all of its overhead, inventory, and everthing it entails. If you decide that network marketing is something you want to pursue, then by all means jump on in...where else can you get started for such a little investment with the potential for such great returns...year after year! During the last half century, many great companies have emerged as the “stars” of the industry. Millions of people have received very tangible benefits from the wonderful products that these companies have introduced into the market place. If the missing piece of the puzzle, financial independence, has always been just beyond your grasp, then maybe you need to take a better look at the company you are in or the training you are receiving. But by all means do not quit if you want to make a go of it in network marketing. If your company is not up to par, find a new one. If your upline is less than helpful, find their upline, go cross line and even down line to find someone you can work with. Don't be a "little guy" who understands network marketing and appreciates the lifestyle it offers and not make it to being a "big guy." Wishing you great success. We all need to have a home based business! 11/17/2009
Facinating article written in 2001 and still holds true today.  If You Don't Have a Home-Based Business, Start One Today! The last decade may have been a decade of tremendous corporate profits and economic growth, but for the vast majority of North Americans, the 90's were a dismal, uphill climb. And many economists believe that this new millennium won't be getting better any time soon. Why? Changing business and government attitudes are the reason. There has seemingly been more anti-business legislation in the last decade than in any other this century. Stronger employment and labor laws, the Age Discrimination in Employment Act, the Comprehensive Omnibus Budget Reconciliation Act (COBRA, which includes mandating health insurance for workers for a period of time after they leave employment), safety laws, much tougher laws for discharging workers, more liabilities for lawsuits, Family Leave Act, Americans with Disabilities Act (which is creating immense numbers of lawsuits), along with higher minimum wages and fringe benefits. Just reading this list is exhausting. While these acts have beneficial and protective aspects, they have also encouraged businesses to move their facilities. That "sucking sound" popularized by Ross Perot is not just down to Mexico, but elsewhere as well. The result has been a dramatic loss of heavy industry in the U.S. The young and the middle-aged alike are realizing that their dream of "having a job with a company forever" is an illusion. Companies have been downsizing, rightsizing, and capsizing for some time now, and they continue to do so-more now than ever before. Even the federal and state governments are getting into the act with layoffs and attrition of jobs. In addition to all this uncertainty and mutual lack of loyalty between companies and employees, even the workers who do keep their jobs have no guarantee of promotions due to the shrinking number of management positions. These circumstances aggravate the already tryingly long commutes in rush hour traffic and increasingly typical frustrated boss-spelled backwards, that double S-O-B. Finally, if all this isn't bad enough, under recent tax laws employees are shafted more than ever with limits and thresholds for their employee deductions and higher social security tax limits. This results in more couples working than ever before and, on many occasions, working more than one job. It is now almost impossible to have only one job in the family and make ends meet! Today, many households need three incomes just to survive. Sadly, even having more than one job does not produce any major positive effect on most people's bank accounts. Why? Because of tax laws. This was well illustrated in 1994 by Jane Bryant Quinn in her Woman's Day article on "How to Live on One Salary." Where The Money Goes Ms. Quinn's example assumed that a man was earning $40,000 per year. His wife (we will call her Lori) wasn't working. They had more month than money. (Sound familiar?) Lori subsequently got an administrative job for $15,000 per year. You would think this would improve the family's financial situation, but when Ms. Quinn examined the economics of getting this extra income, the results were startling! Lori had to pay federal and state taxes on her new income. Since they filed jointly, the family's combined income was what established their tax bracket. She paid $4,500 in new taxes, most of which was non-deductible, for federal and state income tax. Lori had social security withheld from her paycheck at the rate of 7.65 percent, which amounted to an additional nondeductible amount of $1,148 being extracted from her salary. She also had to commute to work 10 miles a day round trip, which is probably conservative for most people. This resulted (in 1995) in nondeductible commuting costs of $696. Lori also had some child care expenses, which give a partial tax credit. Ms. Quinn figured that the amount spent over and beyond the tax credit was $4,250 per year. Lori also ate out each day with colleagues, spending an average of $5 per day, five days a week. This results in a nondeductible expense of $1,250 per year. ( I would love to know where she ate for only $5!) Now that Lori has a job, she has to have professional clothing, this means a hefty dry cleaning bill. Ms. Quinn assumed that Lori's increased expenses here amounted to an extra $1,000 per year, nondeductible, of course. Finally, with both spouses working, Lori wasn't in the mood to cook dinner every night. They bought more convenience foods and ate out more frequently. This resulted in increased food costs of a nondeductible $1,000 per year in minimum. Add it all up and Lori's take home pay was a paltry $1,156 a year, for which she had to put up with a daily commute, an unpleasant boss, and corporate hassles. No wonder more and more people are starting home-based businesses. In fact, there are currently an estimated 30 million people working from their homes. This number is expected to more than triple, to 97 million, by the year 2010, and to keep on growing. This has become and will continue to be one of the greatest mass movements in the U.S. Why a Home-Based Business Makes So Much "Cents" There are many reasons why so many people are favoring home-based over traditional business. There is no commute (unless you have a really big home), no boss, little if any chance of lawsuits, much lower overhead, no employees, (or few), and far fewer government restrictions. In fact, many of the laws previously cited don't apply to small firms with few or no employees. It is for these reasons, according to Entrepreneur magazine, that 95 percent of home-based businesses succeed in their first year and achieve an average income of $50,250 per year with many earning much more. There are really two sets of tax laws in this country. One is for employees, and it allows deductions for individual retirement accounts, 401(k)s (if you have one set up by your company), interest and property taxes on your home (which some in Congress want to do away with ), and charity. Then there are the laws for home-based business people who conduct their business either full-time or part-time. They can deduct, with proper documentation ,their house, their spouse, and even children (by hiring them), their business vacations, their cars, and their food with colleagues. They can also set up a pension plan that makes any government plan seem paltry by comparison. For Lori-and for you - the meaning of all this is simple: Lori earned $15,000 in salary as an employee, but took home only $1,156. She could have netted the entire $15,000 had she earned it in a home-based business! This is an increase of almost 13 times her take-home pay as an employee. Notice that Lori is not spending dramatically more money than she is currently spending. She would eat out anyway, go on trips and drive her car the same as before. By having a home-based business, however, many of their expenses become deductible. This concept is known as "redirecting expenses." With a legitimate home-based business, she can now deduct some of the expenses that she is incurring anyway. Renegade Strategy: If you don't have a home-based business, start one! In addition to all the benefits mentioned above, Congress will subsidize you while you are growing your home-based business. If your home-based business produces a tax loss in the first year or so, you can use that tax loss against any other income you have. It can be used against wages earned as an employee, dividends, pensions, or interest income-or you can use the loss against your spouse's earnings if you file a joint return. If the tax loss exceeds all your income for this year, no problem. You can carry back the loss two years and get a refund from the IRS for up to the last two years of income taxes paid, or you can carry over the loss twenty years. You read it right: You can offset up to 20 years of income! Here's an example: Mike earns $50,000 in a job with the government. If he starts a home-based business that generates a tax loss of 10,000, he only pays tax on $40,000. Renegade Tip: You can never lose a properly documented business deduction as long as you run your legitimate business like a business with a bona fide business purpose and have an honest expectation of profit. Make also sure that all your expenses are ordinary and necessary and reasonable as noted in our Tax Advantage and Tax Strategy Program Renegade Strategy: Get LUCK-Labor Under Correct Knowledge. Can You Succeed In a Home-Based Business? Research has constantly shown that it is rarely the business that determines success or failure. It is usually the business owner. Why does one person succeed and another fail at the same business? Two words-Knowledge and Action. Some people want the benefits of having their own business, but they don't take action. The result is business failure. Then there are the people who are always working. They take action but still fail. The reason is that they are not taking the correct actions, the knowledgeable actions, that will bring the desired results. Again, business failure. It's like drilling for oil. If you set up a drilling rig in your back yard, it is going to fail at producing oil unless your back yard is in Texas or Alaska. The same rig in a good field will produce a gusher, because it was placed where oil was known to exist. The point is that most people who get excited about starting their own home-based business do so without all the necessary knowledge. Consequently, many people quit before they acquire, through experience, the knowledge they need, without realizing that they are getting substantial tax breaks. This leads to another strategy.... Renegade Strategy: Learn to duplicate the success of others. Duplicating the strategy of others is much quicker and more effective than going to the school of hard knocks. It is also known as modeling, which is well-illustrated by the way The McDonalds Corporation blazed a trail to success that many have since followed. In the early 1950's McDonald's and other start-up companies discovered that they could grow many times faster than the conventional firms through franchising. Instead of the company investing millions of dollars to build new stores, they let independent franchises do it for them. It seemed like a great idea, but at first no one figured out how to make it succeed on a consistent basis; therefore, the media attacked relentlessly and continually. News articles featured destitute families who had lost their life savings through franchising schemes. Virtually every state attorney general in the U.S. condemned the new marketing method. Some congressmen even tried to outlaw franchising entirely. Over the years, however, Ray Kroc and his management team at McDonald's developed a turnkey franchise business team at McDonald's franchise. The newfound success-from the system-turned public perception of franchising around. Today, virtually every franchise business models-to some extent-the franchise business system created by McDonald's, making franchising one of the most respected ways of doing business in the world. Modeling is simply learning what other successful people have done to achieve success in a specific area, and then doing the same thing. Someone said that "education is the shortcut to experience." With modeling, you literally leverage your own learning with the collective years of learning through experience of many others. Modeling the success of others saves both time and money and reduces frustration and stress. The light at the end of the tunnel, for you and millions of others today, is the financial opportunity that starting your own business offers. If you have one going already, then make sure you are enjoying the many financial advantages to which your smart choice entitles you. The tax advantage alone can make a home-based business the single best financial move you could ever make. Sandy Botkin CPA. Esq. Copyright 2001, all rights reserved NEVER COLD CALL AGAIN! 11/14/2009
 Are you trying to build your home based business with your warm market? Have you hit the pavement everyday to make your 10 - 20 contacts? Have you paid hundreds of dollars for leads to only find out later that they are old and useless? Have you alienated your friends and relatives because you keep "dripping" on them, hoping they will finally see the value in your business and jump right in with you? WELL STOP IT. Finally there is a way to get leads who actually are waiting for you to call them. They want to hear about your business. Let me tell you how to build your business quickly by attracting the people who WANT to hear from you. Click on the CALL ME button above to contact me directly. ONE NATION UNDER GOD - Jon McNaughton 11/13/2009
Ok, so by now you probably realize that I just like posting and chatting about whatever crosses my mind or is shared with me or that I learned...BUT always with the intention of helping and inspiring and wanting everyone to be the best of themselves and have all the opportunities our great America has to offer. I have been told before...many times...that I worry too much about everyone else and that my emotional level is far beyond "singer song writer sensitive," but that is just me. I hope you feel this deep in your heart and soul too. Like for you, so many emails come through that you just don't feel the urge to pass on or to even open. This one I just had to share. May God Bless you. USE YOUR COMPANY TOOLS 11/07/2009
 If you are new to the network marketing industry and are having a bit of trouble ramping up your business, then maybe you are trying to do it all alone. The greatest thing about network marketing is that you are building a successful business with the help of other people who want for your success. The network marketing industry can provide you not only with time freedom and financial security, but with relationships for life. Tap into those relationships with your up-line, your down-line and with the many available tools, so that you are not marketing your business alone, but are relying on the expertise of those who built their business before you. Here are 10 reasons why successful network marketing companies provide affordable tools to their distributors. 1. Increase Activity in the Field The activity of the distributors will determine much of the success of the Company. Tools increase activity and ensure that your distributors are constantly telling the company's story. 2. Provide a Message Tools deliver the Company's message perfectly-time and time again. Remember when you were a child and you told a secret to someone and, of course, that secret got passed from one friend to another only to come back to you completely altered than when you first told it? This does not happen when the exact same message is being delivered every time. 3. Greater Productivity Tools are the fastest way to reach a large amount of people. Leveraging tools will help your distributors build large and successful organizations. If you purchase 100 CDs at $1 each and distributed them to 100 people and then each of your distributors (let's say five of your distributors) did the same thing and then each of their 5 distributors did the same thing, you would have leveraged your $100 worth of CDs 30 times! That means your advertising budget was leveraged to $3100 to build your organization. 4. Increase Retention If you provide a system to your organization and teach them how to use the tools, you will generate loyalty, commitment and greater retention. An educated distributor and/or customer are more likely to continue with your company long term. 5. Proven Success It's simple-tools work. Many powerful industry leaders have built their businesses using tools: newspapers, brochures, books, CDs, DVDs, etc. Find the tool that is "right" for you and the person you want to bring into your business or share the product with. Many leading distributors share their experience in order to help others in their organizations and throughout the company. Learn from them. 6. Add Credibility Tools provide instant credibility with personal success stories, research from experts, and detailed information about your company and the product. 7. Simplify Your Company's Presentation Tools allow your distributors to pass along the same powerful message every single time in a concise and accurate presentation. 8. Duplicate Easily Duplication in direct selling is essential. Tools provide a system and a routine for distributors that are simple to duplicate. When a company makes it easy for its distributors to learn and duplicate the message and how to build the business, the rate of success drastically increases. 9. Rely on the Message Not everyone is a great presenter, but tools can make anyone a great sponsor. This helps to rely on the message and not being the messenger. By having tools to be the messenger, everyone can build a business in the network marketing industry. 10. Enhance Your Sponsoring Efforts Tell your story in volume. Imagine the power of having thousands of newspapers, brochures, and CDs out in communities worldwide telling your story. The more people who see the tools, the more who will be interested in your Company's product and opportunity. As discussed in #3, leveraging the tools, which leverages your sponsoring, builds your organization more effectively and more often, faster. To build your business with greater ease, find the tools that work best for you and that you are comfortable with sharing to potential customers or business builders that you would like to be a part of your organization. Wishing you great success in your business and remember...NEVER GIVE UP! |  Hi, my name is Andrea Pekarik Welch. Welcome to my blog and website.
I LOVE small business entrepreneurs! They keep our country alive and well and my respect for their time, attention and devotion is only second to the people who guard and protect our country, our military. Without the small business person, our economy would be even more devastated. I, myself, learned the ins and outs of the typical "brick and mortar" business and know without a doubt that I never want that kind J.O.B. (the one you "buy") rule my life ever again. I found a better way to help people, create a fabulous income and stimulate the economy. You can be in complete control of your financial future with very little overhead, no paperwork, no inventory and no employees. Be well and God Bless. Andrea  ArchivesFebruary 2010 GOD BLESS AMERICA IS THIS YOUR OFFICE? EIGHT REASONS
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